Payment & Payout Policy
Effective Date: 11/11/25

CardTradingMarketplace.com (“we,” “our,” or “us”) connects buyers and sellers of trading cards. We process payments through third-party payment providers and act as a marketplace facilitator. By using our platform, you agree to the following payment and payout terms:

1. Payment Processing

• All payments are processed securely through our third-party payment provider (e.g., Stripe, PayPal).

• CardTradingMarketplace.com does not hold buyer funds beyond the scope of transaction facilitation.

• Buyers must provide valid payment information at checkout. Transactions may be declined if payment information is invalid or funds are insufficient.

2. Transaction Fees & Commission

• A transaction fee is charged on each completed sale, as disclosed on the website.

• Fees are deducted automatically before vendor payouts.

3. Vendor Payouts

• Vendors receive payouts according to the payout method selected in their account (e.g., PayPal, Stripe, bank transfer).

• Minimum payout thresholds and payout schedules are set by CardTradingMarketplace.com and may change with notice.

• CardTradingMarketplace.com is not responsible for delays caused by third-party payment processors.

4. Refunds & Disputes

• Buyers and sellers are responsible for resolving disputes regarding item condition, delivery, or misrepresentation.

• Refunds issued are the responsibility of the seller. CardTradingMarketplace.com does not guarantee refunds outside of the transaction fee structure.

• Any chargebacks, payment reversals, or disputed transactions may be deducted from vendor payouts.

5. Account & Payment Security

• Vendors and buyers are responsible for maintaining the confidentiality of their account and payment information.

• CardTradingMarketplace.com will not be liable for unauthorized transactions caused by account compromise.

6. Changes to Policy

• CardTradingMarketplace.com reserves the right to update payout schedules, fees, or payment processing methods at any time. Vendors and buyers will be notified of material changes.

7. Contact

• For payment-related questions, please contact us billing@cardtradingmarketplace.com